Insurance & Financing

Magic Smiles Dental provides complimentary insurance coordination with several carriers. Most private and PPO plans allow claims to be easily coordinated through our office to eliminate surprise expenses. As a courtesy, we will gladly file these claims on your behalf.

The following private insurances are accepted:

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Aetna Dental PPO

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Ameritas PPO

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Anthem Blue Cross Blue Shield PPO

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DHA Assurant SunLife (Formerly Assurant PPO)

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Careington Dental PPO

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Cigna Dental PPO

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GEHA Connection Dental

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Delta Dental PPO/Premier

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DenteMax

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United Healthcare Dental PPO – Dental Benefits Provider (DBP)

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Guardian Dental PPO

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Humana Dental PPO

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MetLife Dental PPO

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Principal Plan Dental Network

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Secure Care Dental

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United Concordia PPO – DOD, Par Net and NFFS

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Total Dental Administrators

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Lincoln Financial Group – Dental Benefit Providers PPO

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UMR-Dental Benefit Providers PPO

AHCCCS Plans Accepted

Acute/Integrated Health Plans

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AZ Complete Health Care

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Banner University Family Care

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Care 1st Health Plan – Care 1st is now under DentaQuest plans effective 10-01-2020

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DCS/CMDP

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Magellan Complete Care

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Mercy Care Plan

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Steward Health Choice AZ

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United HealthCare

LTC Health Plans

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Banner – University LTC

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LTC DD DES

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Mercy Care Plan – LTC

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United HealthCare LTC

Financing

Financing is available to help you afford the care you need!

Sometimes insurance providers or plans do not cover the entire portion of necessary treatments. That’s why we’ve teamed up with CareCredit®, a 3rd party financing company that provides short-term 0% loans for medical and dental purposes.

If you have any questions about the insurances we accept or financing, please feel free to call our office and we will be happy to assist you.

Any adult with Arizona Health Care Cost Containment System (AHCCCS) insurance knows the struggle of having dental work completed. In the past if you had AHCCCS and were 21 years of age or older there were no AHCCCS dental benefits unless medically necessary.

As of October of 2017 this is no longer the case. If you are an adult, AHCCCS dental coverage will now cover EMERGENCY ONLY visits. Below we have listed the guidelines to Emergency Dental Services.

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Emergency Dental Services up to $1000 per member per contract year

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These services must be related to the treatment of a medical condition such as acute pain (excluding TMJ), infection, or fracture of the jaw.

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Covered services include a limited problem focused exam of the oral cavity, required xrays, oral surgery, anesthesia, and any necessary antibiotic or pain medication prescribed by doctor.

Basically, if you have a specific tooth or area that is in pain and/or infected or believe you have fractured your jaw, a dentist will evaluate just the area in question and not the entire mouth.

Preventive and restorative services outside of the specified area such as cleanings, fillings, braces, dentures, etc. will not be covered.

Do you have AHCCCS And Medicare Parts A&B?

If so you are also eligible for $3250 per year for dental services! Call our office today to schedule or to find out more about additional benefits that may be available to you.