Insurance & Financing

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Magic Smiles Dental provides complimentary insurance coordination with several carriers. Most private and PPO plans allow claims to be easily coordinated through our office to eliminate surprise expenses. As a courtesy, we will gladly file these claims on your behalf.
The following private insurances are accepted:
Aetna Dental PPO
Ameritas PPO
Anthem Blue Cross Blue Shield PPO
DHA Assurant SunLife (Formerly Assurant PPO)
Careington Dental PPO
Cigna Dental PPO
GEHA Connection Dental
Delta Dental PPO/Premier
United Healthcare Dental PPO – Dental Benefits Provider (DBP)
Guardian Dental PPO
Humana Dental PPO
MetLife Dental PPO
Principal Plan Dental Network
Secure Care Dental
United Concordia PPO – DOD, Par Net and NFFS
Total Dental Administrators
Lincoln Financial Group – Dental Benefit Providers PPO
UMR-Dental Benefit Providers PPO

AHCCCS Plans Accepted

Acute/Integrated Health Plans

AZ Complete Health Care
Banner University Family Care
Care 1st Health Plan – Care 1st is now under DentaQuest plans effective 10-01-2020
Magellan Complete Care
Mercy Care Plan
Steward Health Choice AZ
United HealthCare

LTC Health Plans

Banner – University LTC
Mercy Care Plan – LTC
United HealthCare LTC


Financing is available to help you afford the care you need!

Sometimes insurance providers or plans do not cover the entire portion of necessary treatments. That’s why we’ve teamed up with CareCredit®, a 3rd party financing company that provides short-term 0% loans for medical and dental purposes.

If you have any questions about the insurances we accept or financing, please feel free to call our office and we will be happy to assist you.

Any adult with Arizona Health Care Cost Containment System (AHCCCS) insurance knows the struggle of having dental work completed. In the past if you had AHCCCS and were 21 years of age or older there were no AHCCCS dental benefits unless medically necessary.

As of October of 2017 this is no longer the case. If you are an adult, AHCCCS dental coverage will now cover EMERGENCY ONLY visits. Below we have listed the guidelines to Emergency Dental Services.

adult dental benefits phoenix az
Emergency Dental Services up to $1000 per member per contract year
These services must be related to the treatment of a medical condition such as acute pain (excluding TMJ), infection, or fracture of the jaw.
Covered services include a limited problem focused exam of the oral cavity, required xrays, oral surgery, anesthesia, and any necessary antibiotic or pain medication prescribed by doctor.
Basically, if you have a specific tooth or area that is in pain and/or infected or believe you have fractured your jaw, a dentist will evaluate just the area in question and not the entire mouth.

Preventive and restorative services outside of the specified area such as cleanings, fillings, braces, dentures, etc. will not be covered.

Do you have AHCCCS And Medicare Parts A&B?

If so you are also eligible for $3250 per year for dental services! Call our office today to schedule or to find out more about additional benefits that may be available to you.

Schedule A Complimentary Consultation With Our Phoenix Orthodontist

Schedule your complimentary consultation with our Phoenix orthodontist today!
Magic Smiles Dental